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So, the next few months are gonna really suck. As in literally horrible with the way things are looking now. Get this - by the end of the school year, I will owe somewhere around $2600 for tuition. Add on 500$ for books in my second semester. $300 for car repairs. Roughly $100 a month for gas. Christmas will probably cost me around $350 too since I like buying my brothers all the good presents so that they don't leave getting the good stuff in the hand of various 40-50 year old family members. Anyway, all this cash adds up to roughly $4350 which I will need around the end of April.
My job currently pays $7.50 an hour, and that probably won't go up for a while since I just started working there last week. They have me working 25 hours a week, which I really don't even want to work since I go to school full time (well, I only have 13 credit hours this semester, but I'm aiming for at least 14-16 next semester). I told them I want 10-15 hours a week, but they don't like reading so whoever decided to make the schedule either can't read, or just doesn't give a shit. Anyway, assuming I keep working 25 hours a week at $7.50 an hour, I'll make $750 a month. At that rate, it will take 5.8 months to have enough money to be completely out of any debt I have to anyone and start making money for next year. Of course, this is all really optimistic since I'm (stupidly) not taking taxes into account, days I take off for sick/personal reasons, and my inevitable breakdown from working 5 days a week while going to school full time.
Not only does that whole situation make me pissed, but I'm not even paying my whole tuition, I only had to pay a third of it this year. Secondly, I'm only at University of Michigan Dearborn, and when I go to Ann Arbor next year it's going to be more than $10,000 a year there.
Yeah, I know that I really shouldn't complain about being in debt as a college student, especially with at least 3 full years ahead of me, but owing anyone any amount of money eats me alive. I hate the feeling of owing people something, especially something like money that (unfortunately) is a big factor in how people do anything in life.
My job currently pays $7.50 an hour, and that probably won't go up for a while since I just started working there last week. They have me working 25 hours a week, which I really don't even want to work since I go to school full time (well, I only have 13 credit hours this semester, but I'm aiming for at least 14-16 next semester). I told them I want 10-15 hours a week, but they don't like reading so whoever decided to make the schedule either can't read, or just doesn't give a shit. Anyway, assuming I keep working 25 hours a week at $7.50 an hour, I'll make $750 a month. At that rate, it will take 5.8 months to have enough money to be completely out of any debt I have to anyone and start making money for next year. Of course, this is all really optimistic since I'm (stupidly) not taking taxes into account, days I take off for sick/personal reasons, and my inevitable breakdown from working 5 days a week while going to school full time.
Not only does that whole situation make me pissed, but I'm not even paying my whole tuition, I only had to pay a third of it this year. Secondly, I'm only at University of Michigan Dearborn, and when I go to Ann Arbor next year it's going to be more than $10,000 a year there.
Yeah, I know that I really shouldn't complain about being in debt as a college student, especially with at least 3 full years ahead of me, but owing anyone any amount of money eats me alive. I hate the feeling of owing people something, especially something like money that (unfortunately) is a big factor in how people do anything in life.
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